Most solar calculators size an array on an annual average. An off-grid system does not fail in July. It fails in the darkest week of December, behind a ridge. This one sizes for the worst month and counts the sun your terrain takes away.
The cloud cover is yours to supply. Get the real monthly figure for your site from PVGIS and set the clear-sky index so the real figure matches. This page will not invent your weather.
Sizing on one average day is not a substitute for the electrical code where you build.